The term “Beitragsbemessungsgrenze” translates to “income threshold for insurance contributions” in English. It is a concept used within the German insurance system.
What is “Beitragsbemessungsgrenze”?
In Germany, the Beitragsbemessungsgrenze is the income ceiling up to which social security contributions are calculated. This means that if an individual’s salary exceeds this limit, their social security contributions will not increase further, even if their income does. This ceiling applies to various types of social security, including public pension, unemployment insurance, and health insurance[2][6].
More information about “Beitragsbemessungsgrenze”
The Beitragsbemessungsgrenze is adjusted annually and varies between the former East and West German states. For example, in 2023, the ceiling was set at €89,400/year in former East German states and €90,600/year in other states[2]. This adjustment ensures that the contributions of the highest earners automatically increase each year[3].
Related to “Beitragsbemessungsgrenze”
Here are some additional terms that are related to Beitragsbemessungsgrenze:
- Gesetzliche KrankenversicherungThe "gesetzliche Krankenversicherung" translates to "statutory health insurance" in English. It is a fundamental part of Germany's healthcare system, providing... More (GKV): Statutory health insurance in Germany, where premiums are based on income up to the Beitragsbemessungsgrenze[7].
- Pflegepflichtversicherung: Mandatory long-term care insurance that is part of Germany’s social security system[8].
- Gehaltsgrenze: Salary threshold, which is relevant for obtaining the EU Blue CardThe Blaue Karte, or Blue Card in English, is a German residence permit designed for non-EU nationals who are highly... More and is determined in relation to the Beitragsbemessungsgrenze[4].
The Beitragsbemessungsgrenze plays a crucial role in ensuring that social security contributions are fairly distributed among earners of different income levels in Germany.