The “gesetzliche Krankenversicherung” translates to “statutory health insurance” in English. It is a fundamental part of Germany’s healthcare system, providing coverage for the majority of the population.
What is “gesetzliche Krankenversicherung”?
The “gesetzliche Krankenversicherung” (GKV) is Germany’s public health insurance system that covers approximately 90% of the population[1][5]. It is a mandatory, government-regulated system financed through contributions from both employees and employers, as well as government subsidies[1][6]. The system operates on the principle of solidarity, meaning that contributions are based on income, and everyone has access to the same level of healthcare services regardless of their earnings[14].
More information about “gesetzliche Krankenversicherung”
The GKV provides comprehensive coverage, including hospital treatment, visits to doctors, rehabilitation, health checks, cancer screening, medicines, dental care, and more[1]. Contributions are generally split equally between the employee and employer, with the basic rate being 14.6% of gross salary, up to a certain limit[1]. Self-employed individuals and students can also be covered under the GKV, often at discounted rates or through special arrangements like the KünstlersozialkasseThe Künstlersozialkasse (KSK) translates to "Artists' Social Insurance Fund" in English. It is a unique social security system for artists... More (KSK) for artists and publicists[1][3].
Related to “gesetzliche Krankenversicherung”
Here are some additional terms that are related to “gesetzliche Krankenversicherung”:
- KrankenkasseKrankenkasse, literally translated as "sickness fund" in English, refers to a public health insurance company in Germany. These entities are... More: Health insurance companies that provide statutory health insurance coverage[1].
- Zusatzbeitrag: An additional contribution that may be charged by your provider, offering extra treatments not covered by the GKV[1].
- KünstlersozialkasseThe Künstlersozialkasse (KSK) translates to "Artists' Social Insurance Fund" in English. It is a unique social security system for artists... More (KSK): A social security organization for artists and publicists, offering them access to the GKV[3].
- Private KrankenversicherungPrivate Krankenversicherung (PKV) translates to "private health insurance" in English. It is an alternative to the statutory or public health... More (PKV): Private health insurance available to certain groups, such as high earners or civil servants, offering different levels of coverage[4][10].
Understanding the “gesetzliche Krankenversicherung” is crucial for anyone living or planning to live in Germany, as it ensures access to healthcare services and is a mandatory aspect of residing in the country.